Power up your pedals
Our friend Jeff broke his arm on his E-bike. The bike was totaled, but worse he ran down a lady on the sidewalk. I think she is going to sue him. The bike is a total loss. He has to pay a huge health care deductible.
Did you know That E-bikes are often not covered in your homeowners or renters policies? So before you power up those petals lets us tell you why having insurance for you E-bike is important.
Why is my E-bike not covered with my Homeowners?
Most home owners policies do include regular bikes in their coverage. But, just like dirt bikes or motorcycles with a motor, there own risks distancing them from a regular bike. Once the bike has a motor it is no longer covered on homeowners and then needs its own policy. I bet they didn’t tell you that at the bike shop.
What risks does riding my E-bike have?
Similar to a automobile or a motorcycle there is a chance every time you take a ride. For instance, say your cruising through the beautiful trails of Dunnellon and another biker runs into you. Now you’re hurt and your bike is dented.
Or say the motor goes out or stalls.
Or even the battery catches fire, theft or more.
How can we help?
There are multiple options for coverage on your E-bike. Once you’re going 25mph there’s a better chance of having a problem. You could run into something or someone. Those are things that liability insurance covers. Someone else could hit you, step out on to the bike path or open their car door in front of you. They may not have insurance to pay for your problems. That’s what uninsured motorist and medical covers. you can even get help if your bike breaks down. Imagine your bike tire goes flat. How do you change the tire? You’re 50 miles from home. How do you get to your home?
There are many optional addons you can use to customize your policy. We help you get what you need and nothing else. Get everything you need to keep those cruising’s trouble-free.
So while you power those petals. Give us the power to answer any questions you may have. Even get a straightforward and effortless quote today!
Call us at (352 )527-0110 Or email us at centralridgeins.com
